Christmas is fast approaching and it is a time when many people get into debt with their Christmas spending.
On average the average household spends around 800 pounds – yes that is staggering. But it does not have to be like this. No one should be forced to spend beyond their means. Below are a few tips on how to reduced this dramatically.
Do you need a TV licence? If like me you love watching television especially the soaps and reality tv shows (don’t judge me!) you are quite happy to pay for the TV licence – or are you? Did you know that if you only watch certain ‘catch up’ TV programmes you do not need a TV Licence?
Below is how (if you follow certain criteria) you can save £150 a year on your TV licence and watch TV for free.
Are you entitled to any Winter Fuel Payments
Did you know that recent figures show that around 78% of people on low-income say they are very concerned about heating their home during the winter. In fact around 26% of these people say they could not heat their home due to the high costs of heating.
For some families money is very tight and below are some benefits which you (or a family member) may be entitled to and could help with the Winter Fuel Bills.
Recently I did a post on tips for saving money at Christmas.
I also mentioned a few companies who were looking for Christmas staff.
Below are several more companies who are looking for Christmas staff (and I have also included the ones from my earlier post.
Of course I cannot guarantee these companies are still recruiting but you never know.
Yes I did say the C Word Christmas
Did you know there are 3-4 pay days until Christmas (depending on which day of the month you get paid). How are you going to plan to pay for Christmas without going into the red?
Below are some tips on how to make sure you have a stress free and debt free Christmas.
7 places to visit in London for free
How to find out if you have PPI for FREE
Do you have (or have you ever had) a credit card, store card, bank loan, or similar financial product?
Have you ever thought of checking to see if you had PPI?
There is no need to go to a claims company who will charge you 20% fee plus VAT. You can do it for free
Do you dream of winning the lottery? If so you are like the majority of people who enter. Did you know that the chances of winning the lottery is around 1 in 14 million?
The weekly cost of entering a lottery can range from £1 to £2 per entry.
Yet a growing number of Free lotteries are on the increase and I have investigated and joined 3 which I think are excellent and below are my reviews
How often do you moan that you are paying too much for your TV subscription, home or car insurance, mobile phone contracts etc…In fact the list is endless.
But there is a way to save some money each month by haggling with your supplier.
How a quick telephone call to SKY means I now get a free coffee every day including weekends!
I want to tell you about how I have saved £300 a year with SKY TV with a simple telephone call. This is approx £5 a day – more than enough for a free coffee on the way to work each day (and while I am out shopping at weekends)
What is Identity Theft?
Do not be a victim of ID Fraud. This theft is when your personal and private information including your name, address, date of birth etc are stolen and to be used to purchase goods and other services in your name.
How often do you just throw out your bank statement, utility bills or even credit card statements with your day-to-day rubbish? You assume as your household rubbish is in a secure bin liner or rubbish collection bin that your identity is safe.
